1) Ramesh wants to buy 15 years pension plan for retirement. While calculating gaps required at the end the gratuity amount was completely ignored because he is

2) Suresh wants to transfer his physical gold to gold exchange traded fund in relation to access this change will

3) The claim was settled. However full Sum not paid through the policy was in force due to

4) Under Group insurance policy, which of the following is Not correct?

5) ______ includes banks and brokers?

6) Copy of the complaint to Airlines for loss of baggage is necessary for claims under

7) “Jago Grahak Jago" refers to

8) A surveyor should submit his report generally 

9) Which of the following is not a type of life insurance product?

10) Insurance works on law of

11) Benefit of a professional insurance market is/ are

12) Ramesh aged 35 years is an accountant in a big firm. He wants to buy term insurance plan for 30 years. To avoid higher premium for his age he forges his age proof and submits the proof of age 30 years. This is a case of ________ .

13) Mrs. Sheela received some amount out of her husband's death. In such a situation what will be her prime focus?

14) Insurer accepts the risk by charging a fee. Such a fee is called

15) Communication may be in ______ .

16) To ensure that the premiums are paid out of a legitimate source of funds cash is accepted.

17) The basic threats which all of us may encounter to vanned extent are _______.

18) TPA'S are appointed by Insurance companies to

19) Which of the following is not correct about Miscellaneous Insurance?

20) Insuring the property for lesser value than the market value to pay less premium is _______ .

21) Breaches of Utmost Good Faith occur when there is 

22) Valid KYC Know our customer documents are

23) Which pIan covers the NSK of living too long?

24) The Hospitals having tie up arrangements with TPA are called _________ .

25) During a fact finding process the need analyzed were income replacement and children's education but the customer insists on only a child plan for the time being and asks the agent to give him a child plan. The agent should

26) A hazard can be defined as

27) The constituents who participate in deeper penetration of micro insurance and awareness of insurance in rural areas are

28) Marine Hull business means

29) TPA is licensed by

30) For maturity claims _____ is to be submitted to insurer.

31) The most important features of a Valid contract are

32) Who regulates the Agent's code of conduct?

33) When an insurance company is not bound by the terms of the quotation during the set period?

34) The award of the ombudsman is _________ .

35) When a person is investing in a Debt Mutual Fund what is the primary objective?

36) A Survey report is necessary for a flood loss under a

37) Stand Alone Health Insurance companies market

38) Insurance works on

39) When the intermediary approaches 20 probable buyers _______may go to actual buying insurance?

40) The insurance company issues ________ after accepting proposal.

41) Insurance companies are required to honor the awards passed by the insurance Ombudsman within how many days _________ ?

42) License of an agent was withdrawn in June 2010 due to malpractice. He can reapply for his license in

43) Mr. Customer has taken a policy and died before receiving the document which was dispatched by the insurer.

44) Income replacement methods equates Human Life Value (HLV) to

45) RAP can do the following

46) The method of paying bonus in life insurance can be ________ .

47) A complaint under Consumer protection Act for compensation can be filed within ___ years from the date of cause of action.

48) The first insurance company to transact life insurance business in India was

49) The fund governed by the rules and regulations of the Employees Provident fund and Miscellaneous provisions Act 1952 When will it be paid to the employees?

50) Universal Life Insurance is a variant of

51) If a person wants to maintain emergency funds the best place is a bank or _____ .

52) License of an agent was withdrawn in June 2010 due to malpractice. He can reapply for his license in _________ .

53) Fact finding sheet allows the agent to

54) In case of Delay of Claim Settlement under Life Insurance Policy the company shall

55) Against the transferred risk the insured will have to pay a certain amount (consideration) to the insurer which is known as the ______ .

56) Who will allow maintain Mutual Fund Schemes?

57) According to IRDA agents code of conduct what is the best method of showing the amount of commission earned by the advisor?

58) Which of the following is correct for claim under aqua culture

59) The main protection need of a 19-year-old is most likely to be

60) Who is the face of Life Insurance industry?

61) Competition amongst insurance companies will be beneficial to the insurance policyholders in the following manner.

62) Ramesh aged 35 years is an accountant in a big firm. He want to buy term insurance plan for 30 years. To avoid higher premium for his age proof and submit the proof of age 30 years. This is a case of _________ .

63) Two friends have taken same policy but their premiums are different why?

64) What is the limit of tax benefit that can be availed of under Section 80C?

65) ________ comes into existence when one party makes an offer which the other party accepts unconditionally.

66) Mr. Josh was filling the proposal form but as his mother was sitting beside him even though he drinks and smokes he ticked 'NO' in smoking & drinking column of proposal form. This indicate ________ .

67) Third Party Administrators operating in Health insurance sector are licensed by

68) When the thumb impression of the proposer taken on the proposal form?

69) An individual needs a lump sum at the age of retirement. The amount needs to invest the annuity for the goal will depend on.

70) If a policy is endorsed under MWP Act the beneficiaries are wife and _____ .

71) Central Government can supersede IRDA through issue of

72) Karthik written to his insurer about non settlement of a maturity claim as per regulations the insurer has to reply to this within how many working days?

73) Discharge Voucher is to be submitted at the time of _________ .

74) When an interim bonus is paid under with profit policy. This normally represents a bonus covering what period.

75) Claim settled within 1 year of maturity of policy is called ______ .

76) Hari wants a constant life cover till his 31st birthday. But he can't afford to pay high premiums. The best suited products for him would be

77) Who is the Regulator of Mutual Funds in India?

78) Customer has opted for a 5 years guaranteed annuity option what will happen to annuity if the customer survives for 5 years after the end of guaranteed period.

79) Which of the following risks are insurable?

80) In fact finding why client's income analysis is necessary

81) First Information Report (FIR) required for claims due to _______ .

82) In which policy can policy holder take loan?

83) Payment / Investments in Kishan Vikas Patra under post office schemes is done

84) Malhotra Committee was formed to look into the possibility of opening up ______.

85) Limit of nominees can be attached to a term insurance policy

86) Policy Bond is a very important document for the customer because

87) Pricing element is done by

88) Risk transfer provides a sense of 

89) Overselling of policies results in __________ .

90) The KYC document is

91) Why is insurance required?

92) Where is the declaration of the proposer contained?

93) TPA fee is paid by ________ .

94) The Foreign Direct Investment (FDI) in Indian Insurance Industry is allowed up to

95) Consumer Forum at District level will hear complaints up to ________ .

96) Mr. Raj is married and having 2 children. Which plan can he take that can cover his whole family ?

97) What is the maximum cover that can be provided in micro insurance Life ?

98) After which time limit insurance company is liable to interest to claims?

99) Changes in policy can be made by ________ .

100) Ensuring the payment of premium for the full term of the life insurance policy without any break or lapsation of the policy can be termed as __________ .