1) TPA'S are appointed by Insurance companies to

2) In which policy can policy holder take loan?

3) lung cancer and smoking .

4) Insurer accepts the risk by charging a fee. Such a fee is called

5) If a person wants to maintain emergency funds the best place is a bank or _____ .

6) An insurer advertises through daily newspapers . What type of marketing is

7) TPA is licensed by

8) Who is the customer of a Re insurer ?

9) IGMS is platform for registering complaints & mandatory to be used by

10) Ramesh wants to buy 15 years pension plan for retirement. While calculating gaps required at the end the gratuity amount was completely ignored because he is

11) What is the stipulated time frame within which an insurer is supposed to respond after receiving any communication from its policy holder?

12) What are the ways by which a policy holder can make complaints

13) When insurance contract is voidable?

14) Mr A is planning to invest and his needs are :
1)  Protection for is Income , during his absence
2) children education

15) Family floater health insurance pIan covers

16) what are the ways in which IRDA can be contacted? One is thru toll free number and other is ______ .

17) The best way to overcome the problem of investment decision depends mainly on peer influence is

18) Which Act or Regulation provides that the Renewal Commission is payable to the legal heirs of the insurance Agent?

19) If a policy is endorsed under MWP Act the beneficiaries are wife and _____ .

20) What is the min age to enter into the contract of insurance

21) Copy of the complaint to Airlines for loss of baggage is necessary for claims under

22) Zainab takes insurance in the life of Jasmeet. Zainab will be called as

23) Consumer Forum at district level will hear complaints up to ______ .

24) While on sales of an Insurance plan Mr______  Had to show his license

25) Manoj 26 year old is having 7 years old son. What will happen to his monthly disposable income after 15 years of job?

26) Term insurance is best suited for the following need.

27) The most important features of a Valid contract are

28) When an insurance company is not bound by the terms of the quotation during the set period?

29) When a person is investing in a Debt Mutual Fund what is the primary objective?

30) Claim settled within 1 year of maturity of policy is called ______ .

31) Mr. Suresh dies one day before the grace period without paying the premium what is the claim a able ?

32) Mr. Josh was filling the proposal form but as his mother was sitting beside him even though he drinks and smokes he ticked 'NO' in smoking & drinking column of proposal form. This indicate ________ .

33) Fact finding sheet allows the agent to

34) What overriding criteria an insurance agent consider while proposing a solution?

35) A life insurance policy can only be made paid up if what particular policy feature exists?

36) Why is insurance required?

37) In a 20 year with profit policy, persistency Bonus is paid at the end of

38) What is the period of award passed to the customer decided by the ombudsman?

39) “Jago Grahak Jago" refers to

40) What is the maximum cover that can be provided in micro insurance Life ?

41) What is the limit of tax benefit that can be availed of under Section 80C?

42) Life insurance is needed to provide for

43) Which of the following risks are insurable?

44) What tax rate, if any, will be applicable to a life insurance policy holder for the maturity proceeds of a Rs 5000 life insurance policy

45) Appointee's role

46) Communication may be in ______ .

47) Complaint council bodies other than IRDA grievance readdress forum & COPA

48) All ULIP pension plans have to give how much percentage as Guaranteed returns

49) The first insurance company to transact life insurance business in India was

50) Which market does the Micro Insurance Concentrate on ?

51) When the thumb impression of the proposer taken on the proposal form?

52) Where is the declaration of the proposer contained?

53) Churning is bad , based on which aspect

54) Against the transferred risk the insured will have to pay a certain amount (consideration) to the insurer which is known as the ______ .

55) Ethical practices lead to _____ .

56) According to IRDA act 1999, central governments involve in insurance industry over

57) Under a health insurance policy,if a policy holder needs to avail his no claim bonus, how can that be done

58) Overselling of policies results in __________ .

59) Raju is a certified license holder under what circumstances he needs to hold his certified license with him that is issued by IRDA

60) Omkar Started a pension policy with provider A but ended up in taking the annuity payment from provider B.The result directly reflect the which feature available with this policy

61) Why does an insurer insist to assess an age proof document? 

62) To ensure that the premiums are paid out of a legitimate source of funds cash is accepted.

63) An Agent can receive a maximum of ______ % of the premium as commission in the first year.

64) Banks as Brokers can sell policies of

65) Weekly premiums are generally collected for which type/range of plans ?

66) Publicity and Advertisements material published by Insures should conform to

67) The KYC document is

68) Claim was settled however full Sum assured not paid though the policy was in force due to

69) The risk commencement date of policy is ________ 

70) Assignment cancels nomination.

71) When an Insurance Company is put to real test?

72) A hazard can be defined as

73) Who is the primary underwriter of the customer?

74) Assessment of needs does not include

75) What is the role of the National Insurance Academy?

76) What is the role of the National Insurance Academy?

77) Which plan will suits a customer need who is just looking for protection of family

78) In a process of completion of an insurance proposal an agent finds that the intention of the proposer was not genuine. In this case what should the agent do?

79) Sec. 163 (a) of the MV Act deals with the following

80) The Maximum Sum Assured under Janta Personal Accidents is

81) Which market areas do Micro Insurance product concentrate

82) Two friends have taken same policy but their premiums are different why?

83) Loan is available for a policy in which there is a feature of

84) Changes in policy can be made by ________ .

85) In a claim the customer got much more than the Sum Assured Why ?

86) First Information Report (FIR) required for claims due to _______ .

87) If a person chooses Cumulative deposit than Recurring deposit ,difference will be in

88) The obligation of the insurer for the whole life policy is mentioned in

89) Mrs Sheela received some amount out of her husband's death in such a situation what will be her prime focus?

90) A Couple has 7 years old son, What solution would they be looking for

91) The basic threats which all of us may encounter to vanned extent are _______.

92) Servicing the policy involves________ .

93) Under Indian Evidence Act 1872 after which Year presumption clause will apply if the person is not heard of

94) A surveyor should submit his report generally 

95) Under a health insurance policy,if a policy holder needs to avail his no claim bonus, how can that be done

96) A policyholder pays identical premium amount for ULIP and EPF where he gets max tax efficiency

97) Risk transfer provides a sense of 

98) Omkar Started a pension policy with provider A but ended up in taking the annuity payment from provider B.The result directly reflect the which feature available with this policy

99) Limit of nominees can be attached to a term insurance policy

100) What is the advantage of converting physical gold assets to gold ETFs?