1) While Underwriting Mr X proposal , it's found that there has been a CRIMINAL case against him in Fraudulent act .What type of Risk this will be categorized Into ?

2) Suresh wants to transfer his physical gold to gold exchange traded fund,in relation to access,this change will

3) Lien can be considered an alternative of which of the following

4) What are the ways by which a policy holder can make complaints

5) Persistency - has increased from 82 % in previous year to 86 % this year . That means

6) What is the period of award passed to the customer decided by the ombudsman?

7) What overriding criteria an insurance agent consider while proposing a solution?

8) At the time of maturity , quarter of the SA is paid though the policy was in force

9) Mr A submitted the proposal form . When will the risk begin for the company?

10) Who is the primary underwriter of the customer?

11) Who is the customer of a Re insurer ?

12) According to IRDA act 1999, central governments involve in insurance industry over

13) Appointee's role

14) To be a valid contract ,the declaration is necessary in which document

15) Complaint council bodies other than IRDA grievance readdress forum & COPA

16) Under daily hospitalisation cash benefit scheme the amount payable is increased due to what reason ?

17) An agent reveals his commission received from insurance sales to X&Y .Both plans are of same duration . Why is commission of X far higher that that of Y?

18) Investment by foreign direct investors in to Insurance CO's is restricted to

19) If a person chooses Cumulative deposit than Recurring deposit ,difference will be in

20) The best way to prove that customer of a ULIP policy is given awareness about the commission paid to the agent is

21) Consumer Forum at district level will hear complaints up to ______ .

22) why ACR ?

23) Raju is a certified license holder under what circumstances he needs to hold his certified license with him that is issued by IRDA

24) Mr A is planning to invest and his needs are :
1)  Protection for is Income , during his absence
2) children education

25) A person Wants to invest in a FD for Tax benefit , How many years he has to take the term of the FD ?

26) what frequencies can one take annuity

27) Kamal is willing to pay 60000/- per annum for his ULIP policy. What should be the SA in case he wants to avail the tax benefits

28) An advisor while explaining the policy and to sell he accepts to give a part of his Agents commission, what is the limits?

29) The Non Government organizations(NGO) helps the insurance industry immensely in

30) how many nominees can be attached to a term insurance policy

31) what are the ways in which IRDA can be contacted? One is thru toll free number and other is ______ .

32) Under a health insurance policy,if a policy holder needs to avail his no claim bonus, how can that be done

33) A missing person is considered to be dead after

34) In a 20 year with profit policy, persistency Bonus is paid at the end of

35) While on sales of an Insurance plan Mr______  Had to show his license

36) What are the ways in which IRDA can be contacted? One is thru toll free number and other is 

37) All ULIP pension plans have to give how much percentage as Guaranteed returns

38) Which market does the Micro Insurance Concentrate on ?

39) RBI increased interest rates 2 times then the stock prices _______.

40) lung cancer and smoking .

41) The Non Government organizations(NGO) helps the insurance industry immensely in

42) As per the norms of risk assessment by U/W both the parents of a policy holder died in their early 30s due to Heart disease, what is the risk assessed

43) MWP- If the policy is endorsed under MWP — then the beneficiaries are wife and ______ ?

44) Hari wants a constant life cover till his 31st birthday. But he can't afford to pay high premiums. The best suited products for him would be

45) Under a health insurance policy,if a policy holder needs to avail his no claim bonus, how can that be done

46) Why does an insurer insist on age proof document? To assess ?

47) Mr A has been approached by the Agent and on fact finding the score is 3 , this represents

48) The obligation of the insurer for the whole life policy is mentioned in

49) While calculating Human life value (HLV) two components need to be kept in mind , the one is take home salary and other is

50) without submitting any form of claim,a life insurance policy holder received payments of survival then what type of policy he is holding

51) Sanjeev is an insurance expert who has rich experience in determining premium levels for product, what is his profile like

52) Samir is married and he has only one partner,with dependant parents and no child,which should be his priority

53) Sales Target is reduced . Churning will _______.

54) Mr.Sunil is doing premium calculation for his company, as per which authority is his profession related to

55) An insurer advertises through daily newspapers . What type of marketing is

56) A claim was submitted & in how many days company should ask for additional documents if required

57) A policyholder pays identical premium amount for ULIP and EPF where he gets max tax efficiency

58) What tax rate, if any, will be applicable to a life insurance policy holder for the maturity proceeds of a Rs 5000 life insurance policy

59) Churning is bad , based on which aspect

60) The controller of insurance in india is

61) Aditya wants to take home loan and his monthly take home is 80,000 what as a best practice should be the maximum EMI

62) An Investor has invested in Debt mutual fund,he is ideally looking for

63) Zainab takes insurance in the life of Jasmeet. Zainab will be called as

64) The sole focus during a client's fact-find session was healthcare requirements and estate planning. Which main life stage is he most likely to fall into?

65) Consumer Forum at district level will hear complaints up to

66) Investing in ULIP plans exempts a maximum up to what limit for Income Tax

67) The delay in settling claim by any insurance co, as per IRDA norms has to pay....% if the present bank interest rate is 5.2%

68) A customer while investing in to Recurring deposit or Cumulative deposit what are the key factors which will matter

69) what is the special report that is asked by the underwriter from the officer of the insurer

70) What is the maximum Time in which The insurer should settle a claim when all documents are submitted?

71) According to IRDA act 1999, central governments involve in insurance industry over

72) The best way to overcome the problem of investment decision depends mainly on peer influence is

73) Omkar Started a pension policy with provider A but ended up in taking the annuity payment from provider B.The result directly reflect the which feature available with this policy

74) Investment by NRI(Non Resident Indian) will be

75) What is the min age to enter into the contract of insurance

76) A life insurance policy can only be made paid up if what particular policy feature exists?

77) Omkar Started a pension policy with provider A but ended up in taking the annuity payment from provider B.The result directly reflect the which feature available with this policy

78) what is the special feature of ULIP that ensures customer risk profile for long time insurance policies

79) Reasons for surrender of the policy

80) The delay in settling claim by any insurance co, as per IRDA norms has to pay....% if the present bank interest rate is 5.2%

81) if a policy has two nominee mentioned what should be the Min all  location

82) Annual premium of insurance product is Rs. 32,000, 4% loading on Quarterly mode of payment What is the quarterly premium?

83) What is the period of award passed to the customer decided by the ombudsman?

84) In a 20 year with profit policy, persistency Bonus is paid at the end of

85) What is the role of the National Insurance Academy?

86) Which market does the Micro Insurance Concentrate on ?

87) Why does an insurer insist to assess an age proof document? 

88) Persistency has increased from 82 % in previous year to 86 % this year . That means

89) Ramesh has invested in Post office Monthly Income Scheme. The interest rate was set at 6%. What will be the effect of rate in going years?

90) A Couple has 7 years old son, What solution would they be looking for

91) What is the role of the National Insurance Academy?

92) Harish takes a life insurance policy for Ramesh. Which of the following statement best describes the principle of Insurable Interest.

93) Weekly premiums are generally collected for which type/range of plans ?

94) A policy holder can pay the premium of Rs and what could be the max tax efficiency he is entitles to

95) a Policy holder takes a insurance contract for 30 years and the SA reduces after 25 years what could be the likely reason

96) A person is holding 100 GOLD ETF certificates . How many grams of GOLD does he Have ?

97) What is the maximum level of complaint that can be considered and taken action by ombudsman ?

98) Claim was settled however full Sum assured not paid though the policy was in force due to

99) Loan is available for a policy in which there is a feature of

100) Which Institution was Constituted by Insurance Act 1938 ?