1) Customer has opted for a 5 years guaranteed annuity option what will happen to annuity if the customer survives for 5 years after the end of guaranteed period.

2) When the thumb impression of the proposer taken on the proposal form?

3) Compulsory deductible is applicable to

4) During a fact finding process the need analyzed were income replacement and children's education but the customer insists on only a child plan for the time being and asks the agent to give him a child plan. The agent should

5) The Foreign Direct Investment (FDI) in Indian Insurance Industry is allowed up to

6) Which of the following is not a type of life insurance product?

7) Assessment of needs does not include

8) _______ refers to the transfer of the title rights interest of the insurance policy

9) Payment / Investments in Kishan Vikas Patra under post office schemes is done

10) License of an agent was withdrawn in June 2010 due to malpractice. He can reapply for his license in _________ .

11) _______ can file a complaint under consumer protection act.

12) In case of Delay of Claim Settlement under Life Insurance Policy the company shall

13) In Group Insurance who is the Master Policy holder?

14) When can an insurance company give more than % first year commission?

15) AML program of every insurer to include ________ apart from Procedure Training and audit.

16) Who is the Regulator of Mutual Funds in India?

17) Family floater health insurance pIan covers

18) A person who receives policy money after the death of a policy holder generally is _____.

19) Competition amongst insurance companies will be beneficial to the insurance policy holders in the following manner.

20) When an interim bonus is paid under with profit policy. This normally represents a bonus covering what period.

21) Tariff Advisory Committee has been formed under

22) If a policy is endorsed under MWP Act the beneficiaries are wife and _____ .

23) Mr. Kumar's wife is suffering from blood cancer. Doctors lost their hope on her live. Mr. Kumar would like to take Life Insurance policy on wife's in order to get monitory benefit. Insurance company rejects this proposal on the grounds of

24) IGMS is platform for registering complaints & mandatory to be used by

25) While recommending a solution to the client the advisor should establish the link between client needs and __________ .

26) ________ comes into existence when one party makes an offer which the other party accepts unconditionally.

27) Premium paid under a policy not to exceed _____ Percentage of sum insured to claim full tax exemption.

28) Copy of the complaint to Airlines for loss of baggage is necessary for claims under

29) Which of the following is not correct about Miscellaneous Insurance?

30) Policy Bond is a very important document for the customer because

31) Insurance works on law of

32) An individual needs a lump sum at the age of retirement. The amount needs to invest the annuity for the goal will depend on.

33) Assignment of a policy can be made provided there is ________ .

34) Marine Hull business means

35) What is the similarity between Recurring Deposits & Commutative deposits in a bank?

36) In a claim the customer got much more than the Sum Assured Why ?

37) What is the limit of tax benefit that can be availed of under Section 80C?

38) Fact finding sheet allows the agent to

39) Who is the primary underwriter of the customer?

40) Insurance companies selling products through newspaper advertisements are called  _________ .

41) Third Party Administrators operating in Health insurance sector are licensed by

42) Karthik written to his insurer about non settlement of a maturity claim as per regulations the insurer has to reply to this within how many working days?

43) Which of the following is not Standard proof of age?

44) The most important features of a Valid contract are

45) An Agent can receive a maximum of ______ % of the premium as commission in the first year.

46) Who regulates the Agent's code of conduct?

47) A policy was earlier issued with premium extra where are the details of the customer available.

48) Risk transfer provides a sense of 

49) What is the maximum cover that can be provided in micro insurance Life ?

50) Benefit of a professional insurance market is/ are

51) The award of the ombudsman is _________ .

52) Claim settled within 1 year of maturity of policy is called ______ .

53) The claim was settled. However full Sum not paid through the policy was in force due to

54) Which pIan covers the NSK of living too long?

55) Which of the following is true about motor insurance

56) Ensuring the payment of premium for the full term of the life insurance policy without any break or lapsation of the policy can be termed as __________ .

57) Principle of indemnity

58) The basic threats which all of us may encounter to vanned extent are _______.

59) If a person wants to maintain emergency funds the best place is a bank or _____ .

60) Under Indian Evidence Act 1872 after which Year presumption clause will apply if the person is not heard of

61) Certificate from the village panchayat ___________ .

62) Who will allow maintain Mutual Fund Schemes?

63) The insurer can accept premium of Rs. 60,000 by 

64) A surveyor should submit his report generally 

65) The method of paying bonus in life insurance can be ________ .

66) Valid KYC Know our customer documents are

67) Network Hospital to Health Insurance refers to

68) Insurance companies are required to honor the awards passed by the insurance Ombudsman within how many days _________ ?

69) TPA fee is paid by ________ .

70) When the intermediary approaches 20 probable buyers _______may go to actual buying insurance?

71) What is the advantage of converting physical gold assets to gold ETFs?

72) Which of the following does not form part of the regular function of IRDA?

73) A hazard can be defined as

74) Ramesh aged 35 years is an accountant in a big firm. He want to buy term insurance plan for 30 years. To avoid higher premium for his age proof and submit the proof of age 30 years. This is a case of _________ .

75) In insurance contract both parties

76) Insurance works on

77) Rupkumar wants to take the commutation option. What is the maximum amount he can withdraw?

78) Amit is looking for term insurance plan for protection of his family. he is advised to approach for

79) Central Government can supersede IRDA through issue of

80) Life insurance is needed to provide for

81) Mr. Josh was filling the proposal form but as his mother was sitting beside him even though he drinks and smokes he ticked 'NO' in smoking & drinking column of proposal form. This indicate ________ .

82) When an insurance company is not bound by the terms of the quotation during the set period?

83) Discharge Voucher is to be submitted at the time of _________ .

84) The Maximum Sum Assured under Janta Personal Accidents is

85) Overselling of policies results in __________ .

86) Rama bought an insurance policy in the year 2002 and did not disclose that she was suffering from cancer. She died in the year 2007. The insurance company ______ . 

87) Where annually increasing flexible premiums operate under a life insurance policy what rate of increase will generally apply ?

88) Changes in policy can be made by ________ .

89) Against the transferred risk the insured will have to pay a certain amount (consideration) to the insurer which is known as the ______ .

90) The Hospitals having tie up arrangements with TPA are called _________ .

91) Agents to do ____________ .

92) Consumer Forum at District level will hear complaints up to ________ .

93) Cashless facility means

94) The first insurance company to transact life insurance business in India was

95) Which Act or Regulation provides that the Renewal Commission is payable to the legal heirs of the insurance Agent?

96) In which policy can policy holder take loan?

97) Why is insurance required?

98) Insuring the property for lesser value than the market value to pay less premium is _______ .

99) Claim amount received under CIBR rider can be spend for

100) Mrs Sheela received some amount out of her husband's death in such a situation what will be her prime focus?