1) What is the limit of tax benefit that can be availed of under Section 80C?

2) Who regulates the Agent's code of conduct?

3) Payment / Investments in Kishan Vikas Patra under post office schemes is done

4) In Group Insurance who is the Master Policy holder?

5) A surveyor should submit his report generally 

6) Why is insurance required?

7) Mr. Josh was filling the proposal form but as his mother was sitting beside him even though he drinks and smokes he ticked 'NO' in smoking & drinking column of proposal form. This indicate ________ .

8) An Agent can receive a maximum of ______ % of the premium as commission in the first year.

9) Valid KYC Know our customer documents are

10) A policy was earlier issued with premium extra where are the details of the customer available.

11) Which of the following is not Standard proof of age?

12) The method of paying bonus in life insurance can be ________ .

13) An individual needs a lump sum at the age of retirement. The amount needs to invest the annuity for the goal will depend on.

14) Claim settled within 1 year of maturity of policy is called ______ .

15) In case of Delay of Claim Settlement under Life Insurance Policy the company shall

16) In which policy can policy holder take loan?

17) The most important features of a Valid contract are

18) If a person wants to maintain emergency funds the best place is a bank or _____ .

19) Which Act or Regulation provides that the Renewal Commission is payable to the legal heirs of the insurance Agent?

20) When the thumb impression of the proposer taken on the proposal form?

21) Central Government can supersede IRDA through issue of

22) When the intermediary approaches 20 probable buyers _______may go to actual buying insurance?

23) Marine Hull business means

24) Rama bought an insurance policy in the year 2002 and did not disclose that she was suffering from cancer. She died in the year 2007. The insurance company ______ . 

25) During a fact finding process the need analyzed were income replacement and children's education but the customer insists on only a child plan for the time being and asks the agent to give him a child plan. The agent should

26) When an insurance company is not bound by the terms of the quotation during the set period?

27) A person who receives policy money after the death of a policy holder generally is _____.

28) ________ comes into existence when one party makes an offer which the other party accepts unconditionally.

29) Agents to do ____________ .

30) Policy Bond is a very important document for the customer because

31) Ramesh aged 35 years is an accountant in a big firm. He want to buy term insurance plan for 30 years. To avoid higher premium for his age proof and submit the proof of age 30 years. This is a case of _________ .

32) The claim was settled. However full Sum not paid through the policy was in force due to

33) Which pIan covers the NSK of living too long?

34) What is the advantage of converting physical gold assets to gold ETFs?

35) When can an insurance company give more than % first year commission?

36) What is the maximum cover that can be provided in micro insurance Life ?

37) Principle of indemnity

38) Insuring the property for lesser value than the market value to pay less premium is _______ .

39) Compulsory deductible is applicable to

40) Insurance companies are required to honor the awards passed by the insurance Ombudsman within how many days _________ ?

41) Cashless facility means

42) TPA fee is paid by ________ .

43) In a claim the customer got much more than the Sum Assured Why ?

44) The award of the ombudsman is _________ .

45) Insurance works on law of

46) Where annually increasing flexible premiums operate under a life insurance policy what rate of increase will generally apply ?

47) The basic threats which all of us may encounter to vanned extent are _______.

48) License of an agent was withdrawn in June 2010 due to malpractice. He can reapply for his license in _________ .

49) Overselling of policies results in __________ .

50) The first insurance company to transact life insurance business in India was

51) The insurer can accept premium of Rs. 60,000 by 

52) Ensuring the payment of premium for the full term of the life insurance policy without any break or lapsation of the policy can be termed as __________ .

53) While recommending a solution to the client the advisor should establish the link between client needs and __________ .

54) Rupkumar wants to take the commutation option. What is the maximum amount he can withdraw?

55) Customer has opted for a 5 years guaranteed annuity option what will happen to annuity if the customer survives for 5 years after the end of guaranteed period.

56) Who will allow maintain Mutual Fund Schemes?

57) A hazard can be defined as

58) Consumer Forum at District level will hear complaints up to ________ .

59) Changes in policy can be made by ________ .

60) Life insurance is needed to provide for

61) Which of the following does not form part of the regular function of IRDA?

62) _______ can file a complaint under consumer protection act.

63) Risk transfer provides a sense of 

64) _______ refers to the transfer of the title rights interest of the insurance policy

65) Which of the following is true about motor insurance

66) Which of the following is not a type of life insurance product?

67) Benefit of a professional insurance market is/ are

68) Who is the Regulator of Mutual Funds in India?

69) Against the transferred risk the insured will have to pay a certain amount (consideration) to the insurer which is known as the ______ .

70) Insurance companies selling products through newspaper advertisements are called  _________ .

71) The Maximum Sum Assured under Janta Personal Accidents is

72) Family floater health insurance pIan covers

73) The Foreign Direct Investment (FDI) in Indian Insurance Industry is allowed up to

74) Assignment of a policy can be made provided there is ________ .

75) Discharge Voucher is to be submitted at the time of _________ .

76) Premium paid under a policy not to exceed _____ Percentage of sum insured to claim full tax exemption.

77) Assessment of needs does not include

78) Tariff Advisory Committee has been formed under

79) Certificate from the village panchayat ___________ .

80) Amit is looking for term insurance plan for protection of his family. he is advised to approach for

81) Claim amount received under CIBR rider can be spend for

82) Which of the following is not correct about Miscellaneous Insurance?

83) AML program of every insurer to include ________ apart from Procedure Training and audit.

84) Network Hospital to Health Insurance refers to

85) IGMS is platform for registering complaints & mandatory to be used by

86) In insurance contract both parties

87) Fact finding sheet allows the agent to

88) When an interim bonus is paid under with profit policy. This normally represents a bonus covering what period.

89) If a policy is endorsed under MWP Act the beneficiaries are wife and _____ .

90) Under Indian Evidence Act 1872 after which Year presumption clause will apply if the person is not heard of

91) Mrs Sheela received some amount out of her husband's death in such a situation what will be her prime focus?

92) Karthik written to his insurer about non settlement of a maturity claim as per regulations the insurer has to reply to this within how many working days?

93) What is the similarity between Recurring Deposits & Commutative deposits in a bank?

94) Who is the primary underwriter of the customer?

95) Mr. Kumar's wife is suffering from blood cancer. Doctors lost their hope on her live. Mr. Kumar would like to take Life Insurance policy on wife's in order to get monitory benefit. Insurance company rejects this proposal on the grounds of

96) Insurance works on

97) The Hospitals having tie up arrangements with TPA are called _________ .

98) Third Party Administrators operating in Health insurance sector are licensed by

99) Copy of the complaint to Airlines for loss of baggage is necessary for claims under

100) Competition amongst insurance companies will be beneficial to the insurance policy holders in the following manner.